Open Knowledge Repository - World Bank

Does Automatic Loan Approval Reduce Gender Bias in SME Lending?

This paper examines whether automatic credit approval can reduce gender bias in lending to small and medium-sized enterprises ...
The Business & Financial Times on MSN

The next generation of loan products in West Africa: Building credit around the borrower

By John Pabi NtifoIncome aligned lending, AI assisted affordability analysis, and dynamic pricing are no longer theoretical. The conditions for borrower first credit products are converging in West ...
IEEE

Loan Defaulter Prediction using Machine Learning: A Comparative Analysis with Explainability Insights

Abstract: The precise prediction of loan defaults is very important for banks and other financial institutions to mitigate their risk. This study evaluates the performance of three different machine ...
Frontiers

Web-based cardiovascular disease risk prediction using machine learning

Cardiovascular disease (CVD) remains the foremost contributor to global illness and death, underscoring the critical need for effective tools that can predict risk at early stages to support ...
The Lancet

When to and when not to use machine learning in risk prediction models

Copyright: © 2025 The Author(s). Published by Elsevier Ltd. Machine learning for health data science, fuelled by proliferation of data and reduced computational ...
IEEE

A Comparative Analysis for Loan Approval Prediction using Machine Learning

Abstract: The financial sector of any nation is the key factor in elevating the economy of nation. The biggest issue that finances departments are facing is to approve loans for valid candidates only.
The Lancet

Effective sample size for individual risk predictions: quantifying uncertainty in machine learning models

Copyright: © 2025 The Author(s). Published by Elsevier Ltd. Individual prediction uncertainty is a key aspect of clinical prediction model performance; however ...
Frontiers

Early prediction of gestational diabetes mellitus using machine learning-integrated metabolomic and clinical features

Gestational diabetes mellitus (GDM), a prevalent metabolic disorder associated with pregnancy, which often postpones intervention until after metabolic complications have developed. This study seeks ...
The New York Times

48 Hours Without A.I.

It’s everywhere, as the author learned the hard way while making as little contact as possible with machine learning and generative artificial intelligence. It’s everywhere, as the author learned the ...