Paul Payne explores why lift-and-shift cloud strategies, modular platforms and microservices failed to resolve core banking challenges, and how molecular architectures is emerging as a more practical ...

The banking industry in 2026 will be defined by six interconnected forces that are reshaping how value is created, protected ...

The reason for this shift is simple: data gravity. The core holds the most complete, consistent and authoritative dataset available to the institution. Moving AI decisioning closer to this data ...