RBI Deputy Governor J Swaminathan highlights the critical role of "human judgment" in banking over algorithms and paperwork.
An economist explores the gender data bias behind credit scoring and borrowing money from the bank that excludes women ...
Abstract: The Dynamic Vehicle Routing Problem with Time Windows (DVRPTW) is a widespread real-world challenge, and numerous algorithms have been proposed to address it. However, in the context of an ...
Banks' enthusiastic investments in artificial intelligence have not translated into equal levels of deployment. AI is now a ...
Abstract: This paper introduces a new discrete StarFish Optimization Algorithm (D-SFOA) to solve a complex discrete Symmetric Travelling Salesman Problem (STSP). The discrete SFOA algorithm is ...