John Edwards is a licensed attorney with experience in commodities and investments. He provides performance analysis of hedge funds and investors. Sean Gallup / Staff / Getty Images The Gates ...

Invest in at least 50 stocks across various sectors or use index funds for instant diversification. Allocate part of your portfolio to fixed-income assets like bonds to reduce risk and volatility.

Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed various community and nonprofit organizations. She has conducted in-depth research on social and economic issues ...