Your credit scores can wax and wane a bit like the moon, changing frequently as your credit accounts and balances change. However, big changes to your credit scores could be an indication that ...

Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and Red Venture's senior editor of content partnerships. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

Interest rates are constantly shifting, making credit reports more important than ever for securing favorable loan terms.

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.