Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

Your credit score isn’t just a number. It’s a financial gatekeeper. It tells lenders how risky—or reliable—you are when it comes to managing debt. Whether you’re applying for a mortgage, credit card, ...

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The rule of thumb for credit scores is the higher, the better. Does that mean hitting the highest possible credit score — 850 — is a goal worth striving for? Admittedly, a good to excellent credit ...

Your FICO or VantageScore credit score represents your creditworthiness, and the higher your score, the better you'll look to lenders. There are a variety of factors that go into your credit score, ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 ...

Most people think of a credit score only when they apply for a home loan or personal loan. But the score has a much wider reach — especially in the world of automobiles. Whether you plan to finance a ...