Whether you've received a Vanilla Gift Card as a gift or bought it yourself as a way to pay for transactions without using your personal credit or debit card, at some point you may want to use it for ...

Know the rules, then use them fast: Balances last 5 years; inactivity fees after 12 months; some states cash out small leftovers (e.g., CA $10) Buy low, sell smart: Warehouse clubs = easy 20% off; ...

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