As a credit cardholder, it's likely that you've come across the term "annual percentage rate." Even if you have a rough idea of how APR works and what it is, you may still have questions about how it ...

All credit cards come with more than a few moving parts. Among them is an annual percentage rate, or APR — the cost of borrowing money using the card. However, the tricky thing with credit cards is ...

Credit card APRs move up quickly when the Fed raises rates but drop more slowly when rates fall, which means cardholders ...

A friend of mine almost didn't do a balance transfer because of the $300 fee. He was nervous about paying that much up front -- totally fair. But once he ran the numbers and saw he'd save over $1,400 ...

What 0% APR means is that you can make purchases and pay no interest for a period of nine, 12, or even 15 months after opening a business credit card. This means you don't need to pay the balance in ...

Minimum payments barely chip away at your balance and allow interest to pile up. Neglecting ways to reduce your interest, like 0% APR periods, hardship programs or rate negotiations, can be costly.

Over 50% of Americans between ages 30 and 60 carry a credit card balance from month to month, according to Federal Reserve data. That's troubling -- because those balances aren't just lingering, ...

Many credit card companies offer an introductory 0% APR for the first 12 to 24 months of opening a card. This offer allows people to accumulate debt without worrying about interest, but their balances ...