Claiming spousal benefits allows you to earn up to 50% of the primary claiming spouse's benefit. Note that claiming spousal benefits early results in a larger reduction than for standard benefits.
The 2024 Social Security Survey from Nationwide Retirement Institute identified prevalent and problematic knowledge gaps on the topic of spousal benefits. 30% of surveyed adults incorrectly marked ...
Millions of Americans rely on Social Security for most or all of their retirement income. Unfortunately, not everyone has a sufficient career earnings record to qualify for a worthwhile benefit.