When applying for a loan or new credit card, the lender might offer you credit insurance — a policy you can either pay for upfront or roll into your monthly payments. But what is credit insurance?

Personal loan credit insurance is an optional policy that covers your loan payments in case of specific unforeseen events like unemployment, disability or death. While the coverage can be costly, it ...

Salespeople sometimes sneak credit life insurance in for a big purchase. Nov. 17, 2008 — -- We all know that many Americans are deep in debt right now. I worry that may leave us vulnerable to bad ...