When it’s time to get life insurance, you need to understand your options. Both term insurance and permanent life insurance pay death benefits to a beneficiary but with some important differences in ...

Indexed Universal Life Insurance (IUL) is frequently positioned as a solution that offers both lifelong insurance coverage and the potential for market-linked cash value growth. This combination often ...

Indexed universal life insurance (IUL) has certain benefits and drawbacks. Discover how the cash value of IUL grows with ...

Getting life insurance is a good idea, especially if you have a spouse or kids. But choosing the right life insurance policy for your family can be confusing, especially with dozens of types of ...

Some people seek out term life insurance for its simplicity and lower cost. Others look for permanent insurance to provide lifetime coverage for their loved ones, even if it costs more. But a ...

AARP offers life insurance from New York Life, but there are some potential downsides ...

Protective has some of the lowest average term life insurance rates among the insurers we analyzed. Its permanent life insurance policies are also cost-competitive and the insurer receives strong ...

Understand costs, how 20-year term life insurance works and who it can help the most ...

Reasons to rethink your life insurance and shop around again ...

We analyzed 19 term life insurance companies to find the best options based on cost, coverage and complaints ...

In the insurance industry, an annual dividend is a yearly payment given by an insurance company to a policyholder.

Permanent life insurance is a commitment, but it offers stability and flexibility, ensuring your family has long-term financial protection while giving you access to funds if you need them down the ...