Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.
The College Investor on MSN
Best 12-month CD rates for February 4, 2026: Up to 4.10%
Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking ...
Money on MSN
Best banks for CD rates for February 2026
Read on to learn about the best banks for CD rates in 2026.
Average rates for certificates of deposit this month range from a ho-hum 0.23% for the shortest, 1-month terms, up to 1.76% for 1-year accounts, according to the latest government data. But for ...
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