Welcome bonus: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. New cardholders receive a 0% intro APR for 15 months from account opening on purchases and balance transfers.

This week's best 0% intro APR cards offer up to 24 months interest-free -- ideal for large purchases or tackling debt without extra costs.

In addition to this one-to-one transfer ratio, one of the best credit cards in Canada is an American Express Card. The American Express Cobalt gives you a high number of Membership Rewards points for every dollar you spend on essential purchases such as groceries, dining, delivery, gas, transit, rideshare, travel and streaming services.

Premium cards boomed in 2025. 2026 will bring a K-shaped market, more experiential perks, growing mid-tier cards and steadier rewards despite fee pressure.

Looking to hold onto a credit card for years or even decades? Here's what to know about what can happen when you do, good and bad.