Learn how conversion privilege in insurance allows you to update policies without health checks. Explore benefits, key rules, and how it affects term life.

Many term life policies let you switch to permanent coverage, like whole life or universal life, without undergoing a medical exam. Your conversion window won’t stay open forever, so grab your policy ...

What Are Term Life and Whole Life Insurance? Term life insurance is a type of life insurance policy that provides coverage for a specific period known as the term. If the policyholder dies within this ...

Conversion privilege is a life insurance term that outlines your rights as a policyholder to transition to a new policy without undergoing a physical exam. For those who’ve experienced health changes ...

Find out more about its costs and coverage options.

Quotes can vary significantly by insurer for the same coverage.

NEW YORK, N.Y., December 3, 2020 -- Guardian’s Care Conversion Option Rider (CCOR) is the first term insurance rider in the industry to guarantee the availability of a Long-Term Care Services rider ...

The market for life insurance for seniors is estimated at $1.83 billion in 2025 and is expected to rise to $1.9 billion in 2026. Buying life insurance can be an important financial strategy for ...

Our team collected more than 60,000 sample quotes from life insurance companies using unique user profiles to give readers an accurate view of pricing across competitors. We gather quotes for ages 18 ...