Low fees, easy ATM access, fee-free withdrawals, overdraft protection — even the ability to earn interest. These are some of the qualities that many of the most-recommended checking accounts have in ...

Opening checking and savings at different banks often earns more interest and makes spending and saving feel clearer.

SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...

Virtual Wallet with Performance Select also earns interest on balances of $2,000 or more. It has a $25/month fee that is waived by $5,000 in qualifying direct deposits; a $5,000 balance (including up ...

The average rate on an interest-earning checking account is an abysmal 0.07% . “Accounts offering interest are a way for the bank to bring in more deposits or appeal to customers with larger balances, ...

We're always talking about the best high-yield savings accounts and top no-fee checking accounts, but what about the bank accounts that come bundled? Banks sometimes offer a bundled savings and ...

The best banks for checking accounts have low or no fees, good customer service and free ATMs nearby. Some also offer rewards like cash back or let you earn interest. In 2025, Discover® Cashback Debit ...