Understand functional regulation, its benefits, criticisms, and how it compares with institutional regulation. Learn about ...

On Friday, California Insurance Commissioner Ricardo Lara enforced his "first of its kind" catastrophe modeling and ratemaking regulation, a central part of his Sustainable Insurance Strategy to ...

At the end of last year, California issued emergency new insurance regulations giving insurers more freedom to raise premiums while also requiring them to extend coverage to wildfire-prone areas of ...

A liberalization clause in insurance adjusts your policy as laws change, ensuring continued compliance without extra cost. Learn how this benefits both insurers and policyholders.

It is an uncomfortable truth that America’s enthusiasm for technological innovation often leads legislatures to harm low-income families through burdensome regulations. Case in point is automotive ...

America is ceding its insurance regulation to international nongovernmental organizations that have crippled Europe’s insurance sector. If U.S. regulators continue down this path, they risk ...

In an extraordinary criticism of one state agency by another, Florida’s Office of Insurance Regulation told legislators that a department led by then-Chief Financial Officer Jimmy Patronis may have ...

Representatives of both insurers and policyholders point out multiple flaws in the new laws and additional proposed bills.

Insurance regulators will require state run Citizens Insurance to cut its rates deeper after Gov. Ron DeSantis called the ...