Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Sweeping student loan forgiveness changes for federal student loans are going into effect this year, and millions of borrower ...

The Education Department has suspended certain collections efforts for student loans, giving borrowers some breathing room.

Preston Cooper at AEI recently published an analysis of the latest federal student loan data, and the results were sobering: ...

The grace period for federal student loan borrowers who graduated in the spring is ending, meaning bills will soon be due. Here's what to know about starting the payments. Millions of federal student ...

Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...

Many federal student loan borrowers surveyed said they don't know about income-driven repayment plans or Public Service Loan Forgiveness. But these U.S. Department of Education programs can lower ...

Public Service Loan Forgiveness has long drawn criticism because of high ineligibility rates fueled by strict and detailed requirements and miscommunication from federal student loan providers. Over ...

Recent changes to the federal student aid program have drastically shifted the way many Americans will pay for college in the future, both for themselves and their children. But many people are ...

Filing for bankruptcy to eliminate student loan debt has long been seen as nearly impossible - but changes in policy and ...

Discover the financial risks of Direct PLUS Loans for parents, including large borrowing limits, no grace period, and limited repayment options impacting retirement.