Standard homeowner's insurance does not cover earthquake damage.

If you lived near New Madrid, Missouri in 2000, it would cost just $57 a year to insure your home against an earthquake. With seismic faultlines under your feet that could – and a few hundred years ...

Homeowners insurance can be a lifesaver in many situations, but it doesn't cover everything. Among the excluded events are earthquakes. To protect your property and belongings, you'll need a ...