Learn more about how taxes apply to life insurance proceeds and when you do (and don’t) have to pay taxes on life insurance.

See the tax advantages and downsides.

A joint life insurance policy covers two people with one death benefit. These policies are usually permanent life insurance ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

See the benefits and limitations, plus a cost analysis.

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if ...

Life insurance provides financial certainty in situations where uncertainty carries the highest cost. At its core, life insurance exists to transfer financial risk away from individuals and families.

Private placement life insurance can reduce the hardship they create for heirs. Although the Senate Finance has recently scrutinized PPLI policies—meaning that one must take the risk-reward calculus ...

Life insurance can provide financial protection for your family when you die. That's especially important if you have children at home, a mortgage or other major expenses your income is expected to ...

Many people brush off life insurance as something people buy out of fear or obligation; an unnecessary monthly expense for a ...