Most Americans (79%) think high schools should offer financial education. More than one in four (28%) members of Gen Z do not consider themselves financially literate; significantly higher than ...

These credit score myths can sabotage your finances. Here's what to believe (and what to ignore) if you want to build better ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

I was 19 when I received my first credit card and I had no idea what I was doing — and I’m not alone. In fact, according to a recent Bankrate survey, over half of Americans have not received a strong ...

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...

Credit cards are a tricky financial product. If you use them to your advantage, top credit cards can help you save through the rewards and other perks they offer. But if you're not careful, they could ...

Using credit cards can help you learn valuable life skills such as responsibility, accountability and independence. As in life, establishing trust through a credit score takes time, so get started as ...

A 100-point drop in a credit score can be "absolutely catastrophic." It can also take years to recover from, according to LendingTree chief credit analyst Matt Schulz. The Federal Reserve Bank of New ...

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 ...