ERGO NEXT reports winter storms can harm businesses through property damage and operational disruptions, yet many owners lack adequate insurance coverage.

Safeguard your small business with essential property and liability insurance to prevent financial setbacks and bankruptcy. Learn key strategies for comprehensive coverage.

An insurance policy that service-related businesses need is professional liability insurance. Learn about what it covers and protects against.

Daniel Robinson is a writer based in Greenville, N.C. with expertise in auto insurance, loans, warranty options and more. Away from the keyboard, Daniel spends time with his wife and son, plays guitar ...

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Garage liability insurance is a type of insurance that covers an automotive company's daily operations, adding protection to a general liability policy. It covers bodily injury and property damage ...

Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and what it covers.